VIATICAL & LIFE SETTLEMENTS CONSUMER INFO

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Life Benefit Services

Florida investigators charged Life Benefit Services and its pres., Wanda Tappan, 56 (mother of Anna Grinstead, also known as Jennifer Grinstead, of Accelerated Benefits Corp.) and other officers charged with organized fraud and a total of 72 counts of dealing in stolen property in connection with the sale of about $2.5 million in fraudulently obtain policies.

An example of activities by Life Benefit Services, as described by authorities: For help arranging the sale of one policy for $122,746, Life Benefits was paid $48,510 commission. Compare that to what the insured received -- only 12 percent of the death benefit (less than $15,000).