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We do not buy
or sell
viatical contracts




(not the actual cover)


In sympathy
with people
from 86 nations
who lost loved ones
on 9-11 | |
Quick Tips
for Viators
 | Are you holding back from
medical treatment? Think this will give you a larger Viatical Settlement? Don't. |
Viatical providers take
into account Investigational New Drugs (INDs) when they price policies. Even if you never
took any and don't plan to, they expect viators will try anything that gives hope ... and
they price accordingly.
 | Was your policy resold by
the viatical company? Unless the contract you signed obligates you to all
future investors, you have no obligation to these unknown entities. This is like selling a car: If you
sell the car to B and B resells it to C, you have no obligation to C.
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 | Be sure to check with
your insurer to find out if your policy includes
Accelerated
Death Benefits. If so, and if you qualify, you will get much more money -- and
it will be paid faster. This applies to some group term life as well as individual
policies.
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 | Don't apply to only one
viatical company -- even if the referral was made by your doctor, lawyer, insurance agent,
social worker, or credit union. If you ignore this advice, you're likely to get thousands
of dollars less.
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 | Deal only with licensed
companies but be careful. Some licensed companies are disguises for companies
that cannot get approved for licenses. Some states will give licenses to any
company that pays their fee -- with no investigation, no concern for charges
brought against them by other states. |
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